The standard excess on Tick Insurance policies is $250 per person, per event in our Basic, Budget and Standard policies and $200 in our Top policies. If you wish to remove the excess, we can offer you the EXCESS WAIVER for an additional premium.
If an excess applies to a claim it means that you need to pay the stated amount towards the claim. For example, if you have a covered claim for $500 and an excess of $200 applies to the cover you are claiming under, you will only receive $300 in settlement of the claim. Excesses only apply to certain sections of the Tick Travel Insurance policies, as set out in the relevant Policy Wording’s Table of Benefits.